Alternative to Employer-Provided Health Insurance
Here is a link to an interesting article that appeared on the front page of yesterday's Wall Street Journal:
Employers Turn to Alternative for Insuring Staff
Employers Turn to Alternative for Insuring Staff
For the employed but uninsured, this is a good solution. However, blowing up your group plan is “cuckoo.” Why? Because 20% does not qualify for individual insurance. What would you do with them? Also, an individual plan might not cover as much as a group plan, and therefore it is not always the best option.
Reply to this
Everyone should have coverage but its better to insure 80% of your employee's vs. none if the costs become too high. At Health Plan One, the sales reps can help less health people find plans. Without the help of a sales rep, it's easy to apply to the wrong plan and get declined.
Reply to this